Reported to upstream bug with kwin and nvidia modesetting. Don't know where could be the issue, from a conflict between xorg-drivers and nvidia-drivers or kwin compositing concurrency issue. https://forums.developer.nvidia.com/t/ubuntu-21-10-failed-to-grab-modeset-ownership-with-495-44/193867/38 The crash happens randomly, can't describe a real pattern, but always when loading KDE environment.
Try with different nvidia-drivers versions. I don't consider this a Plasma bug.
I'm closing this for now as duplicate for lack of any system information given here, in favor of one with more info and suspected xorg-server issue. *** This bug has been marked as a duplicate of bug 832047 ***